Mark Ibis of Ibis Financial joined us on the Tips for Change podcast to share tips on how to actually make our New Years’ financial resolutions stick and stay on the right financial track this year. Sticking to your financial goals can be tough and it’s easy to get off track. In this episode, Mark gives his tips for staying on track with your goals and the steps you can take to make an impact on your financial future. Many of us have unrealistic goals when it comes to our finances. Mark speaks through realistic and unrealistic ways to stay on track with your finances throughout the year, as well as what to put your money into when you are first starting to build your finances.
In order to keep your finances in order, you need to create that long-term vision for yourself and your family. Decide what you want to do and how you want to get there. The biggest savings goals seem to be college and retirement. There’s still a balance between the money needed and wanted for life now, and money that needs to be saved for later. I’m a firm believer that life should be enjoyed now with the understanding that we are going to need money later when we’re done working. Periodically review your plan. Just see if you’re still on track. You can imagine it’s very easy to get off track without a plan. So keeping it up to date is really important.
Mark is an investment advisor representative and registered representative of and offers securities and investment advisory services through Voya Financial Advisors Inc. member SIPC. Ibis Financial is not a subsidiary of nor controlled by Voya Financial Advisors Inc. Voyage Federal Credit Union is not affiliated with Voya Financial Advisors and investments are not NCUA insured, not a deposit of a credit union may lose value, not credit union guaranteed not insured by any federal government agency.
Let us help you get your finances on the right track. If you haven’t created a savings plan or need help updating your current plan, we’re here for you. Contact Mark Ibis online, or give us a call at 605.338.2533.