Insurance Products

Whether it be to insure your vehicle, protect your loan, or insurance for yourself...

Credit Life and Disability Insurance

Credit Life and Disability Insurance is made available to insure your loans and VISA credit card.  Credit Life Protection is designed to provide funds to pay off your loan balance in the event of your death during the term of the loan.  Disability Protection will make your loan payment if your income is interrupted during the term of the loan due to a medical disability.  Contact any branch location for details and restrictions.

$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-225E

Guaranteed Asset Protection (GAP)

What is Guaranteed Asset Protection?
Guaranteed Asset Protection (GAP) helps cancel the difference between a vehicle’s actual cash value and the member’s loan balance according to provisions and conditions set forth in the waiver.

How does it help members?
Many members don't understand they may be at risk. GAP helps provide financial security in the event a member's vehicle is totaled. If their vehicle is stolen or damaged beyond repair, GAP helps take care of the difference between the auto insurance settlement and the remaining loan balance.

Route 66 Extended Warranty

Expensive repair bills can leave you stranded financially unless you have an extended service plan. We offer this valuable protection at a just a fraction of what you would pay elsewhere.

DFS Insurance

As independent agents we focus on providing Home, Auto, Health, Life, and Business Insurance products that are created with each specific individual and business in mind. Our agents strive to use their expertise to create the best value for the coverage desired.

To find out more click here.

Please contact our onsite agent, Mike Latham, at 605-334-4228 or mikel@dakfs.com

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