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Overview
For Whatever Retirement Means to You
Whatever your vision of the perfect retirement or next stage of life is, let’s get there together by creating a customized retirement plan that makes your dream a tangible goal. We have IRA Share Accounts, IRA Share Certificates, Traditional IRAs, Roth IRAs—plus the expertise you need to understand your options and make the best decisions for your journey. Let’s start talking.
- IRA options personalized for your retirement journey
- No application fees or monthly fees
- Expert advice and outstanding service
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Rates
Rates
Rates Effective as of: 03-26-2023IRA Shares
1.40% Div 1.41% APY $0 - $9,999.99 1.70% Div 1.71% APY $10,000.00 - $24,999.99 2.05% Div 2.07% APY $25,000 - $99,999.99 2.30% Div 2.32% APY $100,000 - $199,999.99 2.50% Div 2.53% APY $200,000 + These rates are subject to change. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
be provided at account opening.Rates Effective as of: 03-26-2023IRA Share certificates
Term Under $10,000 $10,000 + 12 months 4.01% Div 4.08% APY 4.06% Div 4.14% APY 18 months 3.50% Div 3.56% APY 3.55% Div 3.61% APY 24 months 3.50% Div 3.56% APY 3.55% Div 3.61% APY 36 months 2.90% Div 2.94% APY 2.95% Div 2.99% APY 48 months 3.10% Div 3.14% APY 3.15% Div 3.20% APY 60 months 3.20% Div 3.25% APY 3.25% Div 3.30% APY * $250.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
be provided at account opening. -
FAQs
Frequently Asked Questions
With an IRA Certificate, you agree to leave the money untouched for a set amount of time (a term) in exchange for a higher interest rate. It can be a great choice, since you typically won’t need immediate access to your retirement funds anyway.The biggest difference between a Roth and a Traditional IRA is the kind of tax break each account offers. For a Traditional IRA, your contributions are tax-deductible in the year they are made. For a Roth IRA, your withdrawals in retirement are not taxed.The annual contribution limit for 2019 is $6,000, or $7,000 if you're age 50 or older.
Wherever you're headed, we'll help you get there
Everyone has different ideas of retirement. We'll work with you to create a journey and destination that fit yours.
Call Today to Open an Account
