Skip nav to main content.

Share Certificate

Maximize your savings

Much like a CD at a bank⁠—but with better rates⁠—a Share Certificate can help you save more each month.

Get in Touch
  • Overview

    How it works

    With a Share Certificate, you deposit your money and pick a “term” to leave it untouched. In exchange, we’ll give you a killer interest rate. The minimum deposit is just $500, and we have lots of term options, starting at just three months. With us, it’s easy to save.

    1. Deposit your money
    2. Leave it untouched for a set “term”
    3. Earn big-time interest


    IRA Certificates also available

    For maximum retirement savings, we also offer IRA certificates. You can open one with an ultra-low minimum deposit of just $250 and get started saving big.

  • Rates


    Rates Effective as of: 10-14-2019

    Share certificates

    TermUnder $10,000 $10,000 +
    3 months1.00% Div 1.01% APY1.10% Div1.11% APY
    6 months 1.05% Div 1.06% APY1.15% Div1.16% APY
    12 months 1.25% Div1.26% APY1.35% Div1.36% APY
    18 months1.30% Div1.31% APY1.40% Div1.41% APY
    24 months1.35% Div1.36% APY1.45% Div1.46% APY
    36 months1.50% Div1.51% APY1.60% Div1.61% APY
    48 months1.85% Div1.87% APY1.95% Div1.97% APY
    60 months2.15% Div2.18% APY2.25% Div2.28% APY

    * $500.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.

  • FAQs

    Frequently Asked Questions

    Share Certificates and CDs work exactly the same way. Share Certificate is just the credit union name for this type of account. 
    The minimum deposit is $500.

Come say hello

Simply stop by a branch to get signed up for this account. We'll have you squared away in no time.

Find a Branch