How it works
With a Share Certificate, you deposit your money and pick a “term” to leave it untouched. In exchange, we’ll give you a killer interest rate. The minimum deposit is just $500, and we have lots of term options, starting at just three months. With us, it’s easy to save.
- Deposit your money
- Leave it untouched for a set “term”
- Earn big-time interest
IRA Certificates also available
For maximum retirement savings, we also offer IRA certificates. You can open one with an ultra-low minimum deposit of just $250 and get started saving big.
RatesRates Effective as of: 08-13-2022
Term Under $10,000 $10,000 + 3 months .65% Div .65% APY .70% Div .70% APY 6 months .80% Div .80% APY .85% Div .85% APY 12 months 1.05% Div 1.06% APY 1.10% Div 1.11% APY 18 months 1.30% Div 1.31% APY 1.35% Div 1.36% APY 24 months 1.60% Div 1.61% APY 1.65% Div 1.66% APY 36 months 1.50% Div 1.51% APY 1.55% Div 1.56% APY 48 months 1.70% Div 1.71% APY 1.75% Div 1.76% APY 60 months 1.80% Div 1.81% APY 1.85% Div 1.87% APY
* $500.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.
Frequently Asked Questions
Open your Share Certificate today
Let's get started. We'll have you squared away in no time.Call Today to Open an Account