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Voyage Federal Credit Union
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Voyage Federal Credit Union
Apple GET - On the App Store

Fee Schedule

Rates Effective as of: 03-26-2023

Account Fees

ItemFee
Overdraft Fee (paid or returned) $30/item
Account/Suffix reopen within 365 days $25
Stop Payment $30/request
Share Draft Printing Varies per style
Dormant/Inactive Account $20/month
Early Share and Share Draft Account Closure Under 90 days $5
Overdraft Transfer Fee $5
Counter Checks Free at Account Opening-2, $5 per check
Rates Effective as of: 03-26-2023

ATM & Debit Card Fees

ItemFee
Replacement Card $10
Rush Order $40 + shipping
Foreign Withdraw $2
Rates Effective as of: 03-26-2023

Credit Card Fees

ItemFee
Replacement Card $10
Rush Order $20
Cash Advance $5/request, non-CU card
Cash Advance $10/request, non-CU member
Rates Effective as of: 03-26-2023

Wire Fees

ItemFee
Wire Transfer (Outgoing) $25/transfer
Wire Transfer (Incoming) $5
Foreign Wire Transfer $50
Rates Effective as of: 03-26-2023

Electronic Funds Fees

ItemFee
ACH Change $5/Item
Origination ACH Return $30
ACH non-sufficient Funds $30
Rates Effective as of: 03-26-2023

Online Bill Pay Fee

Item Fee
Bill PayFREE
Per ItemFREE
Rates Effective as of: 03-26-2023

Safe Deposit Box Fee

ItemFee
3” x 5” box $20/per year
3” x 10” box $30/per year
5” x 10” box $40/per year
10” x 10” box $55/per year
Drilling of boxes Cost
Key Deposit $10/key
Rates Effective as of: 03-26-2023

Consumer Loan Fees

ItemFee
Extensions$20
Carfax® Report 1 free, $25/report
Refinance $35
Rates Effective as of: 03-26-2023

Online Banking Fee

ItemFee
Member Account Access FREE
E-Statements FREE
Rates Effective as of: 03-26-2023

Mobile Banking Fees

ItemFee
Member Account Access FREE
Remote Deposit Capture FREE
Rates Effective as of: 03-26-2023

Other Services

ItemFee
Phone BankingFREE
Online Banking FREE
Notary Service FREE
Account Reconciliation $20/hr
Account Research $30/hr
Statement Copy $5/copy
Print-out $1/copy
Deposited Item Return $10/item
On-us Check Withdrawal over $100 (members 18+) $5/non-member; $15/business
Money Order/Cashier's Check/Credit Union Check $5/item, fee waived if payee is account holder
Stop Payment on CU Check $30/check
Copy 10 pages free; $.10/page after
Draft Copy $5/item
Returned Mail $5/item
Overnight Mail Fee $30/item
Saturday Delivery Fee $40/item
Check Cashing 2% of check**
Levy on Account/Garnishments $50
Foreign Deposit $10
Fax Service $1 to receive/$2 to send
Collection Item - incoming $20
VISA® Gift Card $3/request
VISA® Travel Card $6
VISA® Prepaid Debit Card $10/card, $2/reload at CU
Verification - Outside Request $10
Check or Receipt Mail Fee $2.00

* Effective October 1, 2016

** No fee if deposit accounts cover check, or monthly average balance of $300 in deposit accounts, or have active loan or credit card.