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Voyage Federal Credit Union
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Home-equity Line of Credit

Be prepared for whatever life throws at you

A home-equity line of credit sets up access to low-interest funds that can be withdrawn at any time. It's perfect for home renovations, big vacations, or just handling any of life's unexpected twists and turns.

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  • Overview

    Financial Backup is Here

    Open a home-equity line of credit to have access to a great source of funds that can be used for whatever life throws at you. It’s there if you need it, but you won’t pay interest on funds that you don’t advance. It’s like taking your rain gear on a tropical vacation. You’re hoping for sunny skies, but you can rest easy knowing you’ve got the protection if you need it.

    1. Financial backup for life’s unexpected events
    2. Don’t pay interest on what you don’t use
    3. Long-lasting, dependable financial reserve



    All loans subject to approval. Rates, fees and terms subject to change and may be terminated at any time.

    *This promotional, introductory Annual Percentage Rate (APR) applies only to new loans. Rate is effective as of May 1st, 2021. The introductory APR will convert to a variable rate plus set margin after the first 6 months. The variable APR is based on the WSJ prime rate (currently 3.25%) plus the set margin and may adjust monthly. After the introductory period, the variable APR can range from as low as 3.00% to a maximum of 18.00%. Approval and rate may vary based on credit history, term and security offered. Minimum qualifications for the introductory rate include 90% maximum combined loan to value and a minimum credit score of 680. Other restrictions may apply. Loan programs, rates, terms and conditions are subject to change at any time without notice. A $75 processing fee will apply in addition to any closing costs ranging from $200-$900. Proof of property insurance is required.


    The Ultimate Umbrella

    If a financial rainy day comes your way, you have the line of resources to pay for it. If it never rains, you don’t pay interest on the umbrella.

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  • FAQ

    Frequently Asked Questions

    Here is an easy step by step guide to help you get the process started. Download Now! 

Get approved fast

The home-equity line of credit is a financial boost when you need it. You can start your application right here online.

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