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Voyage Federal Credit Union
Android GET - On the App Store
Voyage Federal Credit Union
Apple GET - On the App Store

Share or Certificate Secured Loans

Lower rates, better service

It's an unbeatable combination. Fill out a fast application today.

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  • Overview

    Better than a warm blanket

    It’s always nice to feel extra secure. When you pair this loan with one of your savings accounts or share certificates, we’ll reward you with a super low rate. Plus, you won’t have to dip into your savings to make a big purchase. Instead, you can make gradual payments and even work on building your credit.

    1. Low, fixed rates
    2. No application fees
    3. Flexible terms and financing options
    4. Low cost payment protection plans



  • Rates


    Rates Effective as of: 05-28-2023

    Share Secured Loans

    Regular Share Secured3.00% Maximum 95% LTV
    Share Certificate Secured Rate + 2.00% with 3.00% APR min. 95%
  • FAQs

    Frequently Asked Questions

     Yes, most of our loans come with optional, low-cost payment protection. If you purchase this option, then we will forgive or significantly reduce your loan balance if disability or death prevents you from paying it. 
    Yes. We have the following options available for auto-payments:
    • From your Voyage account: You can enroll via online banking or give us a call to set up the payment for you.
    • From an external account: You can use the LoanPay link above to schedule a recurring payment. Or give us a call to set up the payment for you.
    • Payroll deduction: We can work with your employer to set up a payroll deduction to credit your loan. Give us a call for more information.


Easy electronic signatures

Fill out an application and we'll get back to you quick with an answer. Once you're approved, you can complete the whole loan process online.

Apply Now