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Voyage Federal Credit Union
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Rates

  • Loan Rates
    Rates Effective as of: 07-06-2022

    VISA Credit Cards

    Card TypeRate
    Platinum 8.88%-17.88%
    Rates Effective as of: 07-06-2022

    Personal Loans

    Loan TypeTermRate
    Personal Loans01-36 months9.29% - 17.99%

    Rates are based on term, model year, or appraisal/tax assessment and individual credit score. All rates shown are APR (Annual Percentage Rate) and are subject to change without prior notice. Contact Voyage FCU for current rates and further details.

    Rates Effective as of: 07-06-2022

    Auto Loans

    TermNew (2018-New)Used (2015-2017)Used (2010-2014)Used (2009-Older)
    *01 - 60 month3.39% - 17.19% 3.59% - 17.19% 4.49% - 17.99%5.99%-17.99%
    61 - 72 months 3.49% - 17.89% 3.89% - 17.89% 5.49% - 6.49% 6.49%-6.99%
    **73 - 84 months4.49% - 17.99% 4.89% - 17.99% N/A N/A

    * $5,000 & under, maximum 48 months
    ** Available for $35,000/over
    *** Available for $45,000/over, excludes auto loans.

    Rates are based on term, model year, or appraisal/tax assessment, and individual credit score. All rates shown are APR (Annual Percentage Rate) and are subject to change without prior notice. Contact Voyage FCU for current rates and further details.

    Rates Effective as of: 07-06-2022

    Rates Effective as of: 07-06-2022

    Share Secured Loans

    TypeRateValue
    Regular Share Secured3.00% Maximum 95% LTV
    Share Certificate Secured Rate + 2.00% with 3.00% APR min. 95%
  • Deposit Rates
    Rates Effective as of: 07-06-2022

    Regular Shares

    .05% Div.05% APY$100 & up*

    These rates are subject to change. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.

    *Dividends apply to holiday accounts with a minimum balance of $100.

    Rates Effective as of: 07-06-2022

    Money Market Rates

    .30% Div .30% APY $0 - $9,999.99
    .50% Div .50% APY $10,000.00 - $24,999.99
    .65% Div .65% APY $25,000 - $99,999.99
    .85% Div .85% APY $100,000.00 - $199,999.99
    1.00% Div 1.00% APY $200,000+

    These rates are subject to change. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.

    Rates Effective as of: 07-06-2022

    Holiday Club

    .05% Div .05% APY $100 & up*

    These rates are subject to change. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.

    *Dividends apply to holiday accounts with a minimum balance of $100.

    Rates Effective as of: 07-06-2022

    Youth Club

    .05% Div .05% APY $5 & up

    These rates are subject to change. 9. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.

    Rates Effective as of: 07-06-2022

    IRA Shares

    .30% Div .30% APY$0 - $9,999.99
    .50% Div.50% APY$10,000.00 - $24,999.99
    .65% Div.65% APY$25,000 - $99,999.99
    .85% Div.85% APY$100,000 - $199,999.99
    1.00% Div1.00% APY $200,000 +

    These rates are subject to change. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.

    Rates Effective as of: 07-06-2022

    Share certificates

    TermUnder $10,000 $10,000 +
    3 months.35% Div .35% APY.40% Div.40% APY
    6 months .50% Div .50% APY.55% Div.45% APY
    12 months .75% Div.75% APY.80% Div.80% APY
    18 months1.00% Div1.00% APY1.05% Div1.06% APY
    24 months1.30% Div1.31% APY1.35% Div1.36% APY
    36 months1.20% Div1.21% APY1.25% Div1.26% APY
    48 months1.40% Div1.41% APY1.45% Div1.46% APY
    60 months1.50% Div1.51% APY1.55% Div1.56% APY

    * $500.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will be provided at account opening.

    Rates Effective as of: 07-06-2022

    IRA Share certificates

    TermUnder $10,000 $10,000 +
    12 months .75% Div .75% APY .80% Div .80% APY
    18 months1.00% Div 1.00% APY 1.05% Div 1.06% APY
    24 months1.30% Div 1.31% APY 1.35% Div 1.36% APY
    36 months1.20% Div 1.21% APY 1.25% Div 1.26% APY
    48 months1.40% Div 1.41% APY 1.45% Div 1.46% APY
    60 months1.50% Div 1.51% APY 1.55% Div 1.56% APY

    * $250.00 minimum. Rates are based on qualifications and all rates shown are APY (Annual Percentage Yield) which
    are declared by the Board of Directors and are subject to change. A complete account disclosure is available upon request, and will
    be provided at account opening.