# Deposit Rates

### Dividends▲
▼

Regular Shares

.10% Div

.10% APY

$100 & up

Money Market

.15% Div

.15% APY

$0 - $9,999.99

.25% Div

.25% APY

$10,000.00 - $24,999.99

.50% Div

.50% APY

$25,000.00 - $99,999.99

.75% Div

.75% APY

$100,000.00 - $199,999.99

.95% Div

.95% APY

$200,000+

Holiday Club

.15% Div

.15% APY

$100 & up

Youth Club

.10% Div

.10% APY

$5 & up

IRA Shares

.15% Div

.15% APY

$0 - $9,999.99

.40% Div

.40% APY

$10,000.00 - $24,999.99

.75% Div

.75% APY

$25,000.00 - $99,999.99

1.00% Div

1.01% APY

$100,000.00 - $199,999.99

1.25% Div

1.26% APY

$200,000 +

*These rates are subject to change.*

### Share Certificates▲
▼

* $500.00 minimum

Term

Under $10,000

$10,000 +

3 months

.55% Div

.55% APY

.65% Div

.65% APY

6 months

.60% Div

.60% APY

.70% Div

.70% APY

12 months

.80% Div

.80% APY

.90% Div

.90% APY

18 months

.85% Div

.85% APY

.95% Div

.95% APY

24 months

1.00% Div

1.01% APY

1.10% Div

1.11% APY

36 months

1.15% Div

1.16% APY

1.25% Div

1.26% APY

48 months

1.45% Div

1.46% APY

1.55% Div

1.56% APY

60 months

1.65% Div

1.66% APY

1.75% Div

1.76% APY

### IRA Share Certificates▲
▼

* $250.00 minimum

Term

Under $10,000

$10,000 +

12 months

.80% Div

.80% APY

.90% Div

.90% APY

18 months

.85% Div

.85% APY

.95% Div

.95% APY

24 months

1.00% Div

1.01% APY

1.10% Div

1.11% APY

36 months

1.15% Div

1.16% APY

1.25% Div

1.26% APY

48 months

1.45% Div

1.46% APY

1.55% Div

1.56% APY

60 months

1.65% Div

1.66% APY

1.75% Div

1.76% APY