Apply Today and Skip Your Next Payment**
The holidays can be stressful times so why should your finances stress you out even more? Our Annual *Skip-a-Pay program offers you the opportunity to skip a loan payment during one month of your choosing (November, December, or January) so that you can use those funds to ease the financial stress of the holidays. Hopefully, this will make that trip over the river and through the woods to Grandma’s house a little bit more joyful for all. Contact your loan officer today to see if you quality and to start the application process, 605.338.2533.
*Members can skip one month only: November, December or January. This pass cannot be used within 6 months of the loan origination date. Must be a member in good standing to qualify. If the original loan agreement includes GAP insurance, members are limited to skipping two payments during their loan term. The Skip A Pay Pass is not allowed on Home Loans, Visa Credit Cards or Business Loans. We must receive a signed Skip A Pay Pass and the processing fee 10 days prior to the payment due date of the skipped month. A $20.00 processing fee applies to each loan skipped. Voyage Federal Credit Union will use 50% of the processing fee towards charitable donations.
**If you used the Skip-A-Pay program earlier in 2020 to help with the financial burden of COVID-19, you MAY NOT be eligible to skip a payment during the holidays. Please contact your loan officer at 605.338.2533.