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Congratulations On Your New Vehicle
With your loan, you are automatically a member of our credit union, and we have opened a savings account in your name. This makes you eligible to take advantage of many great financial tools like our mobile banking app, online banking, checking accounts, low interest rate credit card, home and small business loans to name a few. More importantly, you can do all your banking in a place that’s less stiff and more local.
MAKE A QUICK LOAN PAYMENT
Ways to make your loan payment
We want to make it easy for you to pay your loans. Check out our two online options below!
For automatic recurring payments (ACH) or to pay your loan with a debit card, please call 605-338-2533 or visit any of our three branches.
Pay from your Voyage account
Log in to your Voyage account and make a payment.
Pay from an external account
Use QuickPay to make a payment from an external account.
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Yes, most of our loans come with optional, low-cost payment protection. If you purchase this option, then we will forgive or significantly reduce your loan balance if disability or death prevents you from paying it.
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Yes. We have the following options available for auto-payments:
From your Voyage account: You can enroll via online banking or give us a call to set up the payment for you.
From an external account: You can use the LoanPay link above to schedule a recurring payment. Or give us a call to set up the payment for you.
Payroll deduction: We can work with your employer to set up a payroll deduction to credit your loan. Give us a call for more information.
What Your Voyage Membership Means
Aggressively Low Rates
Minimal Fees
Local Service
Mobile App for Access Anywhere
Nationwide ATM Network
No Minimum Balance or Monthly Service Charge
8.88% APR*
No Annual Fees
Rewards Points
4 Convenient Locations
Check out our three branches in Sioux Falls and branch in Vermillion!
Vehicle Insurance Requirements
Voyage Federal Credit Union requires that you maintain an insurance policy on your vehicle for the duration of the loan; the insurance requirements are as follows:
1
Comprehensive and Collision Coverage
2
$1,000 Maximum Deductibles
3
Voyage Federal Credit Union Listed as Loss Payee
Please provide Voyage FCU with your insurance info within 30 days through one of the following ways:
Phone: 1-888-396-9054
Fax: 1-877-253-9801
Email: voyagefcu@myloaninsurance.com
Web: myloaninsurance.com/voyagefcu
If these requirements are not met, Voyage FCU may purchase coverage for you and the associated premium will be added to you loan balance which will increase your monthly payment.
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