Prepare for the holiday season without financial stress by following our simple strategies to create a budget. Learn how to set spending categories, utilize rewards, and start saving early to make holiday shopping simpler and more manageable. Avoid overspending and enjoy a more joyous holiday season with effective budgeting strategies.

In this episode of Tips for Change, Jim Peterson, Joe Hoose, and Veronica Schmidt talk about the Grow Vermillion Campaign. They share their plans to expand housing, strengthen the workforce, and enhance quality of life in Vermillion. See how community partnerships and local efforts are shaping the town's future growth.

Learn essential tips on teaching kids about money, managing a family budget, and applying the 5 principles of financial literacy. This guide helps you set a strong financial foundation, ensuring your children grow up with sound money management skills. Start early with practical strategies to instill lasting financial habits in your kids.

Join us on this episode of Tips for Change as we chat with Katey Ulrich about her dual roles at the University of South Dakota and XIX Brewing in Vermillion. Katey shares her journey, love for community, and how she balances her responsibilities.

Credit card debt can be overwhelming, but with the right strategies and a solid plan, you can start paying down credit card debt. Learn why people fall into debt, effective strategies for reducing it, and how to stay motivated throughout your journey to financial freedom.

Join us on this episode of Tips for Change with Maddie Peschong, a brand photographer and coach. Maddie shares her journey from weddings to brand photography, financial tips, and her approach to building a unique brand identity. Learn how she overcame challenges and continues to inspire small business owners.

Buying a new or used car is exciting, but understanding auto loan terms is crucial. Learn about key terms like interest rates, loan terms, down payments, fees, insurance, and warranties to make informed decisions. At Voyage Federal Credit Union, we provide competitive rates and personalized guidance to help you secure the best financing for your dream car.

We share three invaluable investment tips that don't receive the attention they deserve. These tips will set you on the path to a secure financial future.

Join us on this episode of Tips for Change as we explore the world of color analysis with Deb Vogel, owner of House of Colour. Learn how understanding your best colors can transform your wardrobe, boost your confidence, and lead to smarter shopping habits.

Join us to learn about auto loans through credit unions, including how to apply, get pre-approved, and refinance. Gain insights to make informed financial decisions.

Join Sara Rowland, owner of Prairie & Pine Gifting, as she shares her unexpected journey into entrepreneurship and how she built a thriving business. Discover her inspiring story and the impact of personal connections on her success.

In 2019, over half of American households lacked an emergency savings fund. Learn how to build yours to ensure financial stability in unforeseen situations.

Join Joe Hoose, Talent Management Director, and Alissa Matt, Assistant Vice President for External Relations at the University of South Dakota, as they discuss the university's profound impact on Vermilion's community and economy.

Discover how Voyage Federal Credit Union helps pay off credit card debt efficiently. Join today for financial freedom.

Todd Stone discusses architecture's role in aiding veterans, emphasizing community and hope in Sioux Falls.

The mortgage interest rates will see fluctuations for 2024. This year, there's also changes in lending standards so start track these changing rates and standards.

Voyage Federal Credit Union was among 168 credit unions nationwide named as winners of prestigious Diamond Awards – the Marketing & Business Development Council’s annual marketing excellence competition.

Sadie discusses the Women's Business Center's mission to support women in business. They're here to make a real difference in eastern South Dakota.

Jeff Schmidt and Jay Meyer Sr join Tiffany on this episode of Tips for Change. Jay explains the decision to merge and how it'll improve their member experience.

Berberovic explores collaborative efforts between credit unions and healthcare, addressing challenges in merging community support with financial empowerment.