The holidays should bring joy, not a pile of post-season debt. From early deal-hunting and creative gift ideas to making the most of your Voyage rewards, these simple strategies will help you celebrate to the fullest without overspending.

Want to boost your credit score? Start with your credit utilization.
This key number—how much of your available credit you’re using—can make a big difference in how lenders see you. In fact, it’s one of the fastest ways to improve your score. In this post, we’ll break down what credit utilization is, how to lower it, and how tools from Voyage can help you stay on track.

In this episode of Tips for Change, Melissa Webb, Women’s Program Manager at EmBe, shares how financial education is helping women in our communities take control of their money and their futures. From personalized support to practical tools like the Making Cent$ course, this conversation is all about meeting women where they are. 

Sydney Chapman, Assistant Director of Financial Aid at South Dakota State University, breaks down the essentials of receiving financial aid and filling out the FAFSA. Learn what’s fact and what’s fiction so you can confidently navigate your aid application. 

Spring clean your finances with expert budgeting and debt management tips. Track your spending, create a budget, prioritize debt repayment, and use our calculators to manage money effectively. Voyage Federal Credit Union offers tools to help with budgeting, debt reduction, and long-term financial success.

Understanding the difference between an emergency fund and general savings is key to solid financial planning. Learn how to build an emergency fund, when to use it, and how it differs from long-term savings goals.

Discover the homebuilding process with Amy Evans of Nielson Construction. Learn budgeting tips, financing options, and myths to avoid. Listen now!

Plan your dream wedding without breaking the bank! Join us on Tips for Change as we chat with wedding planner Loghin Welch about budgeting, vendor tips, and smart spending strategies.

Financial harmony is the cornerstone of a successful partnership. Whether you’re newlyweds or years into your relationship, aligning your finances can help achieve shared dreams and avoid stress. Sioux Falls couple Justin and Laura Brown share their journey and offer practical tips for building a strong financial foundation together.

Discover how Meagan Zerr balances a full-time career and her side hustle, You Glow Girl Mobile Spray Tan, with tips on time management, tools, and motivation.

We share three invaluable investment tips that don't receive the attention they deserve. These tips will set you on the path to a secure financial future.

Join us to learn about auto loans through credit unions, including how to apply, get pre-approved, and refinance. Gain insights to make informed financial decisions.

Discover how Voyage Federal Credit Union helps pay off credit card debt efficiently. Join today for financial freedom.

The mortgage interest rates will see fluctuations for 2024. This year, there's also changes in lending standards so start track these changing rates and standards.

Setting financial goals as a couple is great and there are many tools like joint checking accounts that can propel those goals forward.

With the start of the New Year, we are diving in with USD Assistant Professor of Finance, Adrian Tippit to set the financial foundation for 2024.

At Voyage, we believe the philosophy of "people helping people," goes beyond just financial assistance. It's about making a positive impact in the lives of others.