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Financial Security

We understand that financial security is a top priority for most people, and we're here to provide you with the information and resources you need to achieve it. It’s about more than just having enough money to pay your bills. It's about having a solid financial foundation that can support you and your family through life's ups and downs. Whether you're planning for retirement, building an emergency fund, or looking to invest for the future, here are some resources that can help you achieve your goals.

Articles
State of the Credit Union with Voyage CEO Jeff Schmidt 
State of the Credit Union with Voyage CEO Jeff Schmidt 

Dive into Voyage's record-breaking 2024 with CEO Jeff Schmidt on the Tips for Change podcast! Explore growth, tech innovations, community impact, and plans for 2025 as Voyage continues to empower members and tackle industry challenges. Listen now for the full episode!

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Start Your New Year's Resolutions With a Financial Check-Up
Start Your New Year's Resolutions With a Financial Check-Up

Kick off your New Year's resolutions with a thorough financial check-up. Start by setting SMART goals and creating a budget that fits your life. This guide offers simple steps to manage debt, craft a household budget, and build lasting financial habits, helping you achieve a more secure financial future this year.

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Preventing Fraud During the Holiday Season with South Dakota Attorney General Marty Jackley
Preventing Fraud During the Holiday Season with South Dakota Attorney General Marty Jackley

Get essential holiday scam-prevention tips from South Dakota Attorney General Marty Jackley on our Tips for Change podcast! Learn to spot fraudulent pop-ups, avoid fake delivery scams, and protect your personal info for a safe and stress-free holiday season.

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Holiday Budgeting Tips for Shopping & Travel [2024]
Holiday Budgeting Tips for Shopping & Travel [2024]

Prepare for the holiday season without financial stress by following our simple strategies to create a budget. Learn how to set spending categories, utilize rewards, and start saving early to make holiday shopping simpler and more manageable. Avoid overspending and enjoy a more joyous holiday season with effective budgeting strategies.

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How VCDC Plans to Grow Vermillion's Workforce and Community
How VCDC Plans to Grow Vermillion's Workforce and Community

In this episode of Tips for Change, Jim Peterson, Joe Hoose, and Veronica Schmidt talk about the Grow Vermillion Campaign. They share their plans to expand housing, strengthen the workforce, and enhance quality of life in Vermillion. See how community partnerships and local efforts are shaping the town's future growth.

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Teaching Kids About Money and Financial Goals
Teaching Kids About Money and Financial Goals

Learn essential tips on teaching kids about money, managing a family budget, and applying the 5 principles of financial literacy. This guide helps you set a strong financial foundation, ensuring your children grow up with sound money management skills. Start early with practical strategies to instill lasting financial habits in your kids.

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Katey Ulrich On Balancing School Admissions and XIX Brewing
Katey Ulrich On Balancing School Admissions and XIX Brewing

Join us on this episode of Tips for Change as we chat with Katey Ulrich about her dual roles at the University of South Dakota and XIX Brewing in Vermillion. Katey shares her journey, love for community, and how she balances her responsibilities.

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How to Start Paying Down Credit Card Debt
How to Start Paying Down Credit Card Debt

Credit card debt can be overwhelming, but with the right strategies and a solid plan, you can start paying down credit card debt. Learn why people fall into debt, effective strategies for reducing it, and how to stay motivated throughout your journey to financial freedom.

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Branding for Small Businesses with Maddie Peschong
Branding for Small Businesses with Maddie Peschong

Join us on this episode of Tips for Change with Maddie Peschong, a brand photographer and coach. Maddie shares her journey from weddings to brand photography, financial tips, and her approach to building a unique brand identity. Learn how she overcame challenges and continues to inspire small business owners.

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Breaking Down Auto Loan Terms: What to Know Before Signing
Breaking Down Auto Loan Terms: What to Know Before Signing

Buying a new or used car is exciting, but understanding auto loan terms is crucial. Learn about key terms like interest rates, loan terms, down payments, fees, insurance, and warranties to make informed decisions. At Voyage Federal Credit Union, we provide competitive rates and personalized guidance to help you secure the best financing for your dream car.

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3 Tips for Investing: Navigate Financial Markets with Ease
3 Tips for Investing: Navigate Financial Markets with Ease

We share three invaluable investment tips that don't receive the attention they deserve. These tips will set you on the path to a secure financial future.

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Dress for Success with Deb Vogel from House of Colour
Dress for Success with Deb Vogel from House of Colour

Join us on this episode of Tips for Change as we explore the world of color analysis with Deb Vogel, owner of House of Colour. Learn how understanding your best colors can transform your wardrobe, boost your confidence, and lead to smarter shopping habits.

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Understanding Auto Loans with Credit Unions
Understanding Auto Loans with Credit Unions

Join us to learn about auto loans through credit unions, including how to apply, get pre-approved, and refinance. Gain insights to make informed financial decisions.

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How to Start a Business & Entrepreneurial Vision with Sara Rowland at Prairie & Pine Gifting
How to Start a Business & Entrepreneurial Vision with Sara Rowland at Prairie & Pine Gifting

Join Sara Rowland, owner of Prairie & Pine Gifting, as she shares her unexpected journey into entrepreneurship and how she built a thriving business. Discover her inspiring story and the impact of personal connections on her success.

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How Can You Build Your Emergency Fund?
How Can You Build Your Emergency Fund?

In 2019, over half of American households lacked an emergency savings fund. Learn how to build yours to ensure financial stability in unforeseen situations.

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Building Success in Higher Ed with Joe Hoose, Talent Management Director at USD Foundation and Alissa Matt, Assistant Vice President for External Relations at USD
Building Success in Higher Ed with Joe Hoose, Talent Management Director at USD Foundation and Alissa Matt, Assistant Vice President for External Relations at USD

Join Joe Hoose, Talent Management Director, and Alissa Matt, Assistant Vice President for External Relations at the University of South Dakota, as they discuss the university's profound impact on Vermilion's community and economy.

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Paying Off Credit Card Debt with Voyage Federal Credit Union
Paying Off Credit Card Debt with Voyage Federal Credit Union

Discover how Voyage Federal Credit Union helps pay off credit card debt efficiently. Join today for financial freedom.

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Todd Stone: Designing the Veterans Community Project
Todd Stone: Designing the Veterans Community Project

Todd Stone discusses architecture's role in aiding veterans, emphasizing community and hope in Sioux Falls.

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Mortgage Interest Rates 2024 Forecast
Mortgage Interest Rates 2024 Forecast

The mortgage interest rates will see fluctuations for 2024. This year, there's also changes in lending standards so start track these changing rates and standards.

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Voyage FCU Named Diamond Awards recipient amid record-breaking competition
Voyage FCU Named Diamond Awards recipient amid record-breaking competition

Voyage Federal Credit Union was among 168 credit unions nationwide named as winners of prestigious Diamond Awards – the Marketing & Business Development Council’s annual marketing excellence competition.

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Empowering Women in Business during National Women's History Month, with SD CEO East Women's Business Center Director, Sadie Swier
Empowering Women in Business during National Women's History Month, with SD CEO East Women's Business Center Director, Sadie Swier

Sadie discusses the Women's Business Center's mission to support women in business. They're here to make a real difference in eastern South Dakota.

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First Century FCU Merger with Jeff Schmidt and Jay Meyer Sr.
First Century FCU Merger with Jeff Schmidt and Jay Meyer Sr.

Jeff Schmidt and Jay Meyer Sr join Tiffany on this episode of Tips for Change. Jay explains the decision to merge and how it'll improve their member experience.

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Navigating Philanthropy and Financial Empowerment with Chief Philanthropy Officer at Avera Health, Dzenan Berberovic
Navigating Philanthropy and Financial Empowerment with Chief Philanthropy Officer at Avera Health, Dzenan Berberovic

Berberovic explores collaborative efforts between credit unions and healthcare, addressing challenges in merging community support with financial empowerment.

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The Guide to Embracing Your Finances with Your Partner
The Guide to Embracing Your Finances with Your Partner

Setting financial goals as a couple is great and there are many tools like joint checking accounts that can propel those goals forward.

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Financial Resolutions Worth Keeping: Building Better Money Habits
Financial Resolutions Worth Keeping: Building Better Money Habits
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Build a Solid Financial Foundation for 2024 with University of South Dakota Assistant Professor of Finance, Adrian Tippit
Build a Solid Financial Foundation for 2024 with University of South Dakota Assistant Professor of Finance, Adrian Tippit

With the start of the New Year, we are diving in with USD Assistant Professor of Finance, Adrian Tippit to set the financial foundation for 2024.

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Season of Giving: How to Make Charitable Donations Wisely
Season of Giving: How to Make Charitable Donations Wisely

At Voyage, we believe the philosophy of "people helping people," goes beyond just financial assistance. It's about making a positive impact in the lives of others.

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Celebrating Downtown Sioux Falls Magic with Vaney Hariri
Celebrating Downtown Sioux Falls Magic with Vaney Hariri

Join us on Tips for Change as we chat with Vaney Hariri about the festive events shaping Downtown Sioux Falls and their role in uniting the community during the holiday season.

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Raine Jerke Gives Back to Organizations Through Christmas Lights Extravaganza
Raine Jerke Gives Back to Organizations Through Christmas Lights Extravaganza

For the past six years, Raine has continued to keep the Christmas magic alive through the light show he puts up in his neighborhood each year.

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Spreading Joy and Financial Well-being During the Holidays with Sioux Falls Santa
Spreading Joy and Financial Well-being During the Holidays with Sioux Falls Santa

Dive into the holiday spirit with Tips for Change featuring Santa! Learn about the joys of being Sioux Falls Santa and the importance of volunteering in community growth.

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